{"id":215687,"date":"2023-06-02T15:32:46","date_gmt":"2023-06-02T08:32:46","guid":{"rendered":"https:\/\/www.harianaceh.co.id\/2023\/06\/02\/bank-di-aceh-dinilai-belum-syariah-ulama-minta-kredit-diganti-mudharabah\/"},"modified":"2023-06-02T20:35:36","modified_gmt":"2023-06-02T13:35:36","slug":"bank-di-aceh-dinilai-belum-syariah-ulama-minta-kredit-diganti-mudharabah","status":"publish","type":"post","link":"https:\/\/www.harianaceh.co.id\/2023\/06\/02\/bank-di-aceh-dinilai-belum-syariah-ulama-minta-kredit-diganti-mudharabah\/","title":{"rendered":"Bank di Aceh Dinilai Belum Syariah, Ulama Minta Kredit Diganti Mudharabah"},"content":{"rendered":"<p><strong>BANDA ACEH<\/strong> \u2013 Pimpinan pesantren Darul Ulum Al-Fata, Kayee Kunyet, Montasik Aceh Besar Teungku Marwan Abdullah, menilai bank <a title=\"syariah\" href=\"https:\/\/www.harianaceh.co.id\/tag\/syariah\/\">syariah<\/a> di Aceh saat ini belum sepenuhnya menerapkan prinsip syariah.<\/p>\n<p>Baba Marwan-sapaan akrab Teungku Marwan, meminta pihak perbankan mengganti sistem kredit dengan mudharabah.<\/p>\n<p>\u201cBaba meminta diganti saja antara kredit dengan bantuan karena istilahnya kredit itu identik dengan riba, karena ada bunganya,\u201d ujar Baba Marwan, Jumat (2\/6\/2023).<\/p>\n<p>Baba Marwan menyarankan perbankan membantu masyarakat dengan sistem bagi hasil. Dia mencontohkan, bank selaku pemilik modal membuat suatu usaha yang dikelola masyarakat atau dikenal dengan sistem mudharabah.<\/p>\n<p>\u201cItu asetnya tetap aset bank. Jadi keuntungannya bagi dua. Hasilnya dibagi perbulan dan setiap bulan ada evaluasinya,\u201d ungkapnya.<\/p>\n<p>\u201cIntinya adalah mengganti kata-kata kredit dengan mudharabah. Bagaimana sistem mudharabah, yaitu pihak yang punya modal memberikan usaha atau modal kepada pengelola untuk diusahakan dan hasilnya bagi dua. Jadi modalnya tetap milik bank,\u201d jelasnya.<\/p>\n<p>Pihak perbankan, kata Baba Marwan, mengaku tidak dapat mengubah istilah tersebut karena menyangkut nomenklatur di pusat. Di perbankan, istilah tersebut tetap disebut kredit.<\/p>\n<p>\u201cNamanya syariah tapi implementasi tidak syariah,\u201d sebut Baba Marwan.<\/p>\n<p>Selain itu, Baba Marwan juga menyarankan pemerintah menampung UMKM serta hasil pertanian masyarakat. Hal itu dinilai perlu agar harga-harga hasil pertanian tetap stabil ketika memasuki musim panen.<\/p>\n<p>\u201cKalau sudah dikelola pemerintah harga belinya tetap, misalnya padi dibeli Rp 5.500 ribu perkilo atau Rp 6.000. Jadi selalu begitu sehingga tidak merugikan masyarakat,\u201d pungkasnya.[]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pimpinan pesantren Darul Ulum Al-Fata, Kayee Kunyet, Montasik Aceh Besar Teungku Marwan Abdullah, menilai bank syariah di Aceh saat ini belum sepenuhnya menerapkan prinsip syariah.<\/p>\n","protected":false},"author":1,"featured_media":215688,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"footnotes":"","_disable_autopaging":false},"categories":[32,426],"tags":[180989,185087,185088,68,2823,7371],"series":[],"class_list":["post-215687","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-syariah","tag-bank-di-aceh","tag-mudharbah","tag-teungku-marwan-abdullah","tag-headline","tag-kredit","tag-bank-syariah"],"_links":{"self":[{"href":"https:\/\/www.harianaceh.co.id\/aplikasi-api\/wp\/v2\/posts\/215687","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.harianaceh.co.id\/aplikasi-api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.harianaceh.co.id\/aplikasi-api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.harianaceh.co.id\/aplikasi-api\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.harianaceh.co.id\/aplikasi-api\/wp\/v2\/comments?post=215687"}],"version-history":[{"count":0,"href":"https:\/\/www.harianaceh.co.id\/aplikasi-api\/wp\/v2\/posts\/215687\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.harianaceh.co.id\/aplikasi-api\/wp\/v2\/media\/215688"}],"wp:attachment":[{"href":"https:\/\/www.harianaceh.co.id\/aplikasi-api\/wp\/v2\/media?parent=215687"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.harianaceh.co.id\/aplikasi-api\/wp\/v2\/categories?post=215687"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.harianaceh.co.id\/aplikasi-api\/wp\/v2\/tags?post=215687"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/www.harianaceh.co.id\/aplikasi-api\/wp\/v2\/series?post=215687"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}